Tools · Budget calculator

Can you afford it?

Tell us what lands in your account each month. We will set it against the four costs our city guides can actually source, rent, a desk, weekday lunches and getting around, and show you what is left for everything else.

Madeira (Funchal), a month

£898 to £1,950 for the basics.

Add your take-home pay above to see what is left.

RentAsking rent, one-bed, Funchal, 18 listings in October 2026, median EUR 1,400. Not specific to furnished one-beds. EUR 710 to 1,850
£598 to £1,560
A deskCoworking hot desk, plus VAT, from a listing site. Free at the Ponta do Sol Nomad Village. EUR 150 to 160
£126 to £135
Weekday lunchesPrato do dia, the set lunch, EUR 8 to 12 each, 22 working days
£148 to £222
Getting aroundMonthly bus pass within Funchal: EUR 30 in the regional tariff, EUR 40 for non-residents according to a travel site. EUR 30 to 40
£25 to £34

Portugal's D8 digital nomad visa asks for about £3,100 a month in income. Check your own case

What is counted. Four costs, and only four, because they are the ones every guide can source: rent, a desk, a lunch on each of 22 working days, and getting around. Food shopping, bills, a phone, insurance, tax and evenings out are not in it, which is why the answer is what is left for everything else, not what is left to save.

Where the figures come from. Each city's guide, checked against official statistics, the operators' own price pages and dated listings. Each line says what it is. Where a guide only publishes rent per square metre, the line says what size flat it assumes. Last copied from the guides on 3 October 2026.

The exchange rates. The same daily feed as the visa checker, from ExchangeRate-API, last updated 20 October 2026. Pesos are converted at the official rate.