Tools · Bank card fees

What your card costs you abroad

Most high-street debit cards take about 3 per cent of every payment in a foreign currency. It never shows as a bill, so nobody adds it up. Tell us what you spend abroad in a month and which card you use, and we will.

What each card charges on a foreign payment

Add your spending above to see it in pounds or dollars a year.

  1. Barclays debit card2.99%GBP
  2. Lloyds debit card2.99% plus £0.50 a paymentGBP
  3. Halifax debit card2.99% plus £0.50 a paymentGBP
  4. HSBC UK debit card2.75%GBP
  5. NatWest debit card2.75%GBP
  6. Santander UK debit card2.95%GBP
  7. Nationwide debit card2.99%GBP
  8. TSB debit card2.99% plus £1.00 a paymentGBP
  9. Monzo, Starling or First DirectNo feeGBP
  10. Chase debit card3%USD
  11. Bank of America debit card3%USD
  12. Wells Fargo debit card3%USD
  13. Citibank debit card3%USD
  14. Charles Schwab debit cardNo feeUSD