Remote work insurance is not the same as standard travel insurance.
If you work while moving between countries, you need coverage designed for long-term stays, flexible location changes, and work-related risk — not short holidays. This type of cover is often referred to as remote work insurance.
Two of the most commonly used insurance options for remote professionals are SafetyWing and Insured Nomads. This comparison explains how they differ, what each option is best suited for, and which may be the better choice depending on how you work.
Choose SafetyWing if you want simple, affordable, long-term insurance that works across multiple countries with minimal setup.
Choose Insured Nomads if you want more flexibility, higher coverage limits, and customisable plans — and are comfortable paying more.
| Feature | SafetyWing | Insured Nomads |
|---|---|---|
| Designed for remote work | Yes | Yes |
| Long-term coverage | Yes | Yes |
| Global coverage | Broad | Broad |
| Customisation | Limited | High |
| Pricing | Lower | Higher |
| Best for | Simplicity | Flexibility |
SafetyWing overview
SafetyWing Overview
Best for
- Long-term remote workers
- People moving between countries
- Those wanting predictable monthly pricing
Pros
- Simple sign-up and renewal
- Designed for ongoing travel
- Competitive pricing for long stays
Cons
- Limited customisation
- Not ideal for complex medical needs
Insured Nomads overview
Insured Nomads Overview
Best for
- Remote professionals with specific coverage needs
- Those wanting flexible plans
- People prioritising higher coverage limits
Pros
- Highly customisable policies
- Broader coverage options
- Flexible for different work styles
Cons
- Higher cost
- More complex setup
👉 Explore Insured Nomads plans
Which should you choose?
Which One Should You Choose?
- Choose SafetyWing if you want straightforward, affordable insurance and expect to move between countries regularly.
- Choose Insured Nomads if you want tailored coverage and are comfortable managing a more complex policy.
If you want to compare additional providers, you can find a full list of our recommended insurance options on our Resources page.
FAQs
Frequently Asked Questions
Is SafetyWing suitable for digital nomads?
Yes, SafetyWing is designed specifically for long-term travellers and remote workers.
Is Insured Nomads worth the extra cost?
It can be, particularly for those who want higher coverage limits or more customisation.
Is remote work insurance the same as travel insurance?
No. Remote work insurance is designed for longer stays and work-related risk.